Terms of Use & Disclaimer

THE LLFCARD WEBSITE - www.llfcard.com ("Site")

Through using this Site you are acknowledging and agreeing to be bound by the following terms and conditions.


Phase 45 Ltd registered address: Burlington House, Old Christchurch Road, Bournemouth, Dorset BH1 2HZ, United Kingdom

Office address: Influencer Card, Phase 45 Ltd, Old Christchurch Rd, Bournemouth, Dorset, BH1 2HZ, United Kingdom


Office hours: 9:00am - 5:00pm Monday to Friday, excluding public holidays


Registered in England & Wales, Company Reg. 05329502.


1 Site Use

1.1 By accessing this Site you agree to be bound by these terms and conditions and all other applicable laws. If you do not agree to be bound by these terms and conditions, please leave this Site.

1.2 These terms and conditions:

1.2.1 Apply to you upon your entering this Site.

1.2.2 May be changed or terminated by Phase 45 Ltd without notice, for any reason and at any time. You agree that Phase 45 Ltd has no obligation to inform you of these changes and that it is your responsibility to establish whether the terms and conditions have been changed. If you disagree with any changes then you must stop using the Site immediately.

1.3 The provisions in these terms and conditions relating to disclaimer, copyright, trademark, limitation of liability, indemnity, hypertext links, severance and law & jurisdiction shall survive any termination.


2 Disclaimer

2.1 This Site and its materials, products and services within this Site are provided purely on an "as is" and "as available" basis.

2.2 To the full extent permitted at law Phase 45 Ltd make no (and expressly disclaims all) representations or warranties, express or implied in respect of this Site or its contents or the contents, advice and opinions of any Hypertext Link or third party contributor to this Site, including, but not limited to, implied warranties as to quality, accuracy, adequacy, usefulness, timeliness, reliability, merchantability and fitness for a particular purpose and non-infringement of the contents of this Site or any goods or services purchased or obtained or any transactions entered into by you through this Site.

2.3 Phase 45 Ltd does not represent or warrant that the material nor any of the functions found within this Site or the contents of any hypertext link or any comments, advice or opinions added by any third party contributor to this Site will be uninterrupted, accurate, complete or that current defects shall be amended, or that this Site or the server that makes the Site available are free of viruses, trojans or other harmful components.


3 Copyright

3.1 You agree that all copyright and other intellectual property rights in the material or content of this Site shall remain at all times vested purely in Phase 45 Ltd or its licensors.

3.2 You agree that the content of this Site is made available for you in your personal capacity and solely for your personal use. You agree that this Site will not be used for any commercial use. You agree that you may only download the content of this Site onto one computer hard drive, but not for commercial use, and that any other use of the content of the Site is strictly prohibited without written consent from Phase 45 Ltd.

3.3 You agree that you will neither solely or jointly with or on behalf of any other third party directly or indirectly copy, reproduce, transmit, distribute, publish, display, or commercially exploit the content of this Site.


4 Logos

The logos and service marks used and displayed on this Site are, unless otherwise specified, the logos of Phase 45 Ltd and Living Life Fast / LLF. No rights are granted to use any of them without the written permission of Phase 45 Ltd or Living Life Fast.


5 Liability Limitation

5.1 Phase 45 Ltd shall not held be liable in negligence, contract, tort, statutory duty or in any other way for any of the following:

5.1.1 Any loss or damage caused of whatever nature arising directly or indirectly from or in any way related with the Site, or through your participation in any activities purchased/received via Phase 45 Ltd, or

5.1.2 Your reliance or use of any information or material obtained either directly or indirectly from the use of this Site, or

5.1.3 Any other consequential or pecuniary loss in any way related to the use of this Site.

5.2 Condition 5.1 shall apply even if Phase 45 Ltd has been advised of the possibility of such loss or damage.

5.3 You agree that it is your sole responsibility to evaluate any goods or services offered by this Site.

5.4 Phase 45 Ltd is unable and therefore does not make any representations or warranties as to the security of information that you pass to any third parties as a result of using this Site either directly or indirectly.


6 Notices Served

6.1 Phase 45 Ltd may serve notice upon you by any of the following means:

6.1.1 E-mail

6.1.2 A general notice posted on this Site

6.1.3 Notice in writing delivered by mail to the address with which you have provided us.


7 Links

7.1 Phase 45 Ltd may provide a link from its own Site to other web sites. Phase 45 Ltd may also direct emails to persons chosen by you, however you acknowledge & agree that Phase 45 Ltd has no control over these emails or Hypertext Links (or any other third party link) and that you use these links or forwarding mechanisms entirely at your own risk.

7.2 You acknowledge & agree that Phase 45 Ltd will not be held responsible or liable for the content or any policies of any Hypertext Links (or any other third party link) as mentioned in 7.1 above.


8 Indemnity

You agree to keep Phase 45 Ltd indemnified against all actions, claims, costs, expenses (including all legal costs) and damages brought against or suffered by Phase 45 Ltd arising out of any breach of these terms and conditions or any activity relating to your use of the Site (including negligent or wrongful conduct) by you or any other person accessing the Site using your name or any other name with which you have supplied to Phase 45 Ltd.


9 Law & Jurisdiction

These terms and conditions shall be governed by and construed in all respects in accordance with English law and the parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction in respect of any dispute, suit, action, arbitration or proceedings which may arise out of or in connection with these terms and conditions provided that Phase 45 Ltd has the right at its sole discretion to commence and pursue proceedings in any other jurisdiction or jurisdictions whether concurrently or not.


10 Severance

If any of these terms and conditions shall in whole or in part be held to any extent to be illegal or unenforceable under any enactment or rule of law such provision shall to the extent required be severed from the terms and conditions and rendered ineffective as far as possible without modifying the remaining provisions of this agreement and shall not in any way affect any other circumstances or the validity or enforcement of these terms and conditions.


11. Subscription

11.1 The LLF Card service is offered to users on a recurring subscription basis. When signing up you have the option to select from Monthly Recurring or Annual Recurring subscriptions. Monthly Recurring subscriptions automatically renew every month and payment will be taken by our system automatically on or around the monthly anniversary of your sign-up date using the card details you have on file for your LLF Card membership. Where your membership renewal falls on a weekend, payment may be taken the next working day instead. Annual Recurring subscriptions automatically renew every 12 months and payment will be taken by our system automatically on or around the annual anniversary of your sign-up date using the card details you have on file for your LLF Card membership. This will appear on your statement as LLF Card. 


11.2 You can cancel your subscription at any point after making payment and there is no minimum period unless explicitly stated during the sign up process. Once a subscription has been cancelled, you will have access to your membership benefits until the expiry date shown on your card. Once this date has passed, access to your membership benefits will no longer be available and you will need to start a new subscription at the current monthly/annual price in order to gain access once again. 

11.3 Phase 45 Ltd are unable to offer refunds on subscriptions once payment has been made.


12. Promotional Codes

12.1 Any promotional code or offer code cannot be used in conjunction with any other promotion, past or present. Only one code can be used per transaction.

12.2 If a promotional code for use on an LLF Card subscription is not entered or spelled correctly during checkout, no discount can be applied to the order retrospectively after the order has been placed.

12.3 Promotional codes provided by suppliers on the LLF Card should be redeemed by reading and following the specific instructions shown on each deal page. Please note, promotional codes offered by suppliers are to be redeemed directly with the suppliers, not with Phase 45 Ltd. Each supplier will offer their own unique discount code so please check carefully prior to redeeming.